Jo Ramsay hasn’t published anything themselves on this that we could find. Liberal Democrats’ national policy, not Jo Ramsay’s own commitment:
What they say Source: Manifesto
The Liberal Democrats say they would raise the threshold at which the higher 40p income tax rate starts, which they state would take more than 750,000 people out of paying it.
In their exact words Source: Manifesto
We’ll also raise the point at which the higher 40p rate of tax kicks in, taking more than 750,000 people out of paying it. Millions of ordinary people – including nurses and teachers – should not be paying a rate designed for stockbrokers and merchant bankers.
What this could mean for you
This would apply to you if: £40,000 to £60,000 or £60,000 to £100,000.
Sourced: Cutting income tax to tackle the cost-of-living crisis, 22 September 2026
We’ll also raise the point at which the higher 40p rate of tax kicks in, taking more than 750,000 people out of paying it. Millions of ordinary people – including nurses and teachers – should not be paying a rate designed for stockbrokers and merchant bankers.
Cutting income tax to tackle the cost-of-living crisis, Liberal Democrats (party site), published 22 September 2026. Retrieved 24 September 2026. Archived copy. https://www.libdems.org.uk/news/article/cutting-income-tax-to-tackle-the-cost-of-living-crisis
What they say Source: Manifesto
The Liberal Democrats say they would raise the tax-free personal allowance and the national insurance threshold to £15,000, which they state would take 2.5 million people out of income tax and give most people a £680 tax cut.
In their exact words Source: Manifesto
We'll do it again now, taking 2.5 million people out of paying income tax and giving most people a £680 tax cut, by raising the tax-free personal allowance (and the national insurance threshold) to £15,000.
Sourced: Cutting income tax to tackle the cost-of-living crisis, 22 September 2026
We'll do it again now, taking 2.5 million people out of paying income tax and giving most people a £680 tax cut, by raising the tax-free personal allowance (and the national insurance threshold) to £15,000.
Cutting income tax to tackle the cost-of-living crisis, Liberal Democrats (party site), published 22 September 2026. Retrieved 24 September 2026. Archived copy. https://www.libdems.org.uk/news/article/cutting-income-tax-to-tackle-the-cost-of-living-crisis
Explain this (2 terms)
- Personal Allowance
- The amount you can earn each year before you start paying income tax.
- National Insurance
- A tax on earnings paid by workers and employers, which also builds entitlement to the state pension.
Plain-English definitions of what the term means, not whether the policy is a good idea.
What they say Source: Manifesto
The Liberal Democrats' 2024 manifesto pledged not to increase income tax, National Insurance or VAT.
In their exact words Source: Manifesto
We will not increase the main taxes on working people: income tax, national insurance or VAT.
Sourced: Lib Dems Launch Manifesto for a Fair Deal (Camden Liberal Democrats), 10 June 2024
We will not increase the main taxes on working people: income tax, national insurance or VAT.
Lib Dems Launch Manifesto for a Fair Deal (Camden Liberal Democrats), Camden Liberal Democrats (party site), published 10 June 2024. Retrieved 18 September 2026. Archived copy. https://fleet.libdems.org.uk/001b000000Q0NIB/news/article/lib-dems-launch-manifesto-for-a-fair-deal
Explain this (2 terms)
- National Insurance
- A tax on earnings paid by workers and employers, which also builds entitlement to the state pension.
- Manifesto
- A party's published programme for an election, setting out what it says it would do.
Plain-English definitions of what the term means, not whether the policy is a good idea.
What they say Source: Manifesto
The Liberal Democrats pledged to protect the state pension triple lock so that pensions rise each year by the highest of inflation, wages or 2.5%.
In their exact words Source: Manifesto
Support pensioners by protecting the triple lock so that pensions always rise in line with inflation, wages or 2.5% – whichever is highest.
What this could mean for you
This would apply to you if: a pensioner.
Sourced: For a Fair Deal - Liberal Democrat Manifesto 2024 (full document)
Support pensioners by protecting the triple lock so that pensions always rise in line with inflation, wages or 2.5% – whichever is highest.
For a Fair Deal - Liberal Democrat Manifesto 2024 (full document), Liberal Democrats. Retrieved 25 September 2026. Archived copy. https://www.libdems.org.uk/fileadmin/groups/2_Federal_Party/Documents/PolicyPapers/Manifesto_2024/For_a_Fair_Deal_-_Liberal_Democrat_Manifesto_2024.pdf
What they say Source: Manifesto
The Liberal Democrats pledged to remove the two-child limit and the benefit cap.
In their exact words Source: Manifesto
Tackle child poverty by removing the two-child limit and the benefit cap.
What this could mean for you
This would apply to you if: receiving a means-tested benefit; there are children.
Sourced: For a Fair Deal - Liberal Democrat Manifesto 2024 (full document)
Tackle child poverty by removing the two-child limit and the benefit cap.
For a Fair Deal - Liberal Democrat Manifesto 2024 (full document), Liberal Democrats. Retrieved 25 September 2026. Archived copy. https://www.libdems.org.uk/fileadmin/groups/2_Federal_Party/Documents/PolicyPapers/Manifesto_2024/For_a_Fair_Deal_-_Liberal_Democrat_Manifesto_2024.pdf
Explain this (1 term)
- Two-Child Limit
- A rule that limits the child element of Universal Credit and tax credits to the first two children in most families.
Plain-English definitions of what the term means, not whether the policy is a good idea.
